Here is a list of important questions from our customers. Title Loans San Jose hopes to answers all your concerns and questions about the loan process. We hope we will provide all the information you need. If your questions are not listed on this FAQ page, feel free to give us a call at (408) 780-2130.

What is a car title loan?

A car title loan is also known as a pink slip loan, an auto title loan, or just a title loan. If you’re the owner of a vehicle then you can be eligible for a car title loan. With a car title loan, you can use your vehicle’s equity value as the collateral for your loan. Your title or pink slip allows you to access a loan based off the current market value of your vehicle.

How do I be eligible?

1. The car title will need to be under your name.

2. Your vehicle must be newer than 1999.

3. You must be at least 18 years of age.

What documents do I need for this loan?

You will need the following documents:

1. You car title or pink slip

2. Your driver’s license

3. Proof of income

4. Proof of residency

How much money could I get?

The amount you can get for your loan is based off entirely on your vehicle’s market worth. The minimum loan amount will be $2,500 and can go up to even $20,000.

Can I still drive my car or truck?

Yes. We encourage you to keep your car even as you are paying off your loan. Title Loans San Jose believes in the importance of keeping your vehicle. Not only does your vehicle give you the freedom to travel where you need to go, but it serves as a valuable resources to help you get out of your financial pit.

Will I need more collateral?

No, you will only need you vehicle.

What about a low credit score or bankruptcy?

Low credit scores and bankruptcy doesn’t automatically disqualify you from getting a loan with us. This is what makes Title Loans San Jose a superb solution for people who struggle with below-average credit and cannot get a traditional bank loan. We can help you get the funds you need with a car title loan.

How long does it take for the loan to be approved?

Can you believe it only takes 15 minutes? Yes, that’s right. We said it only takes 15 minutes. Title Loans San Jose makes your loan process easy and fast, and that’s why we are the best lender in the industry.

How long is the loan term?

your loan term will depend on you. The great benefit to taking out a loan with Title Loans San Jose is that we amortize your loan for you. This means we can break up your loan into comfortable monthly installments over a period of time, which can be anywhere from a year to three years depending on your plan. We’ll help you plan out the best way for you to pay off your loan in a safe, secure, and comfortable manner.

What Do I Need to do if I’m Unable to Make a Minimal Repayment?

If you are struggling to make a minimum payment by your deadline, get in touch with (408) 780-2130 in order to make substitute repayment preparations.

Could I Pay Back My Loan Early?

Yes! Title Loans San Jose encourages you to pay off the loan early so you can save more money and avoid the possibility of defaulting on your loan. Unlike the banks and other financial institutions, we won’t penalize you if you make any early payments.

Can I change my payment due date?

In case you cannot make a payment by your due time, email or phone (408) 780-2130 so that an extension can be processed.

How would I completely pay off the loan?

To pay off your loan fully, simply give us a call at (408) 780-2130 and our loan officer will assist you in a loan payoff. You can repay your car title loan whenever you’d like with no penalties!

Is my information protected?

Yes, we take the utmost care to preserve and protect your data. Your privacy is important to us.

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CITIES WE SERVE

San Jose                    Alviso                     Campbell

Coyote                     Santa Clara            Los Altos

Los Gatos                Mountain View      New Almaden

Mount Hamilton    Saratoga                 Fremont

Milpitas                   Morgan Hill            Cupertino

Palo Alto                 Sunnyvale              Boulder Creek

Redwood Estates  Brookdale              Holy City

San Martin

Title Loans San Jose, CA

Title Loans San Jose

111 W. Saint John St. #1270, San Jose, CA, 95113

Phone: 408-780-2130